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Pulse story · 1 cited sourceOctober 26, 2026

Several insurance companies informed Minnesota families of home nursing limits

In some cases, coverage for around-the-clock care was limited to 10 days per year.

In late 2025, several insurance companies informed Minnesota families about limits on in-home nursing care for children with complex medical needs and disabilities. In some cases, around-the-clock care was limited to 10 days per year. This forced some families to choose between forgoing lifesaving care, trying to provide professional nursing care, or indefinitely hospitalizing their child.

A 2010 state law requires health plans to cover these services for families also enrolled in Medicaid. Some health plans reinterpreted the law to cap coverage. Senator Liz Boldon’s proposed legislation would explicitly prohibit limits on home care nursing coverage. She plans to reintroduce it in January 2027.

Evidence

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Senator Liz Boldon Denounces Health Insurance Plans, Speaker Demuth, Governor Walz and Minnesota Department of Commerce for Failure to Protect Home Care Nursing Coverage | Minnesota Senate DFLsenatedfl.mn · Oct 13
  • Several insurance companies informed Minnesota families of home nursing limits
  • In some cases, coverage for around-the-clock care was limited to 10 days per year.
  • In late 2025, several insurance companies informed Minnesota families about limits on in-home nursing care for children with complex medical needs and disabilities.
  • In some cases, around-the-clock care was limited to 10 days per year. This forced some families to choose between forgoing lifesaving care, trying to provide professional nursing care, or indefinitely hospitalizing their child.
  • A 2010 state law requires health plans to cover these services for families also enrolled in Medicaid. Some health plans reinterpreted the law to cap coverage.
  • Senator Liz Boldon’s proposed legislation would explicitly prohibit limits on home care nursing coverage. She plans to reintroduce it in January 2027.

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